Consumer


Credit Protection

Fair & Accurate Credit Transaction Act

    Fair &  Accurate Credit Transaction Act
The Fair and Accurate Credit Transactions Act (FACTA) was introduced in 2003 as an amendment to the Fair Credit Reporting Act. The FACTA allows for consumers to obtain a free
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Garnishment of Wages

The term garnishment basically means that when an amount of money is owed by a person, such as a defendant in a lawsuit, the courts will allow a third party
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The Fair Credit Reporting Act

The Fair Credit Reporting Act (FCRA) is one of many United States legislative Acts that are designed to protect consumers. This Act provides rules and regulations for the collection and
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Fair Debt Collection Practices Act

FAIR DEBT COLLECTION PRACTICES ACT TEXTWhat is Fair Debt Collection?“Fair Debt Collection” is a broad term that refers to the regulation of the U.S. debt collection industry. These regulations, which are enforced
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The Truth In Lending Act

The Truth in Lending Act (TILA), enacted in 1968, is a Federal law of the United States that ensures consumers
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Credit Protection Overview

The Truth-In-Lending ActThe Truth in Lending Act (TILA) protects consumer rights by ensuring that consumers are aware of the terms and conditions of creditors when borrowing money and making credit
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