Consumer » Consumer Protection http://consumer.laws.com Consumer Law- Consumer Reports, Consumers Energy, Consumer Cellular, Consumer Report Thu, 29 Sep 2016 15:43:48 +0000 en-US hourly 1 http://wordpress.org/?v=4.1.18 Consumer Protection http://consumer.laws.com/consumer-protection-backgroun http://consumer.laws.com/consumer-protection-backgroun#comments Sat, 04 Apr 2015 14:07:57 +0000
Consumer Protection is an area of the legal system that is used in order to protect individuals from having their rights trampled on by businesses.
Consumer Protection Background
Consumer Protection is a legal practice in which businesses and business transactions are monitored to ensure that they are operating within their legal means. For individuals who have been treated unfairly by a business, there are consumer protection alternatives in order to help them better understand their rights and gain compensation for their trouble.
Consumer Protection Act
There have been a number of different Consumer Protection Acts throughout the world. In 1986 and 1987, India and the United Kingdom each implemented their own Consumer Protection Acts in order to ensure that their citizens have rights in business transactions.  Some of these rights were simply to be able to cancel agreements and to have more opportunities to gain compensation or repayment for faulty materials.
Consumer Protection Agency
A Consumer Protection Agency is an establishment that is dedicated to preserving the rights of consumers. This is done through education of the consumers regarding their rights. For consumers who have had their rights infringed upon, the Consumer Protection Agency can take legal action against a business.
 
Consumer Product Safety Commission
 
The Consumer Product Safety Commission is an agency that examines and reviews different types of products in order to ensure safety and protection for consumers. These items are of the most basic nature: baby toys, tools, lighters, and various other items.

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Consumer Protection Benefits http://consumer.laws.com/consumer-protection/ http://consumer.laws.com/consumer-protection/#comments Sat, 04 Apr 2015 14:07:57 +0000
Consumer protection is a standing practice in which businesses are watched closely to ensure that they are running their practices legally and that they are being fair in regards to the consumer market. Consumer protection laws are used to help decrease the prevalence of monopolies and ensure that the consumer is still the main concern with companies.
Consumer protection and consumer advocacy bring the intentions of the company and products together with the necessity of the customers and the market that they are in. Furthermore, consumer protection requires that companies provide detailed information about their products. By understanding what is in products, how they were created, and what was used in them, companies can ensure that their products are safe. This is often the case regarding food-related companies.
Essentially consumer protection requires, by law, that the companies disclose important information regarding their products in order to keep the consumers informed and educated about what they are consuming. This is one of the six main rights that consumers have.
Furthermore, because the consumer advocacy laws help to prevent monopolies from forming, they spawn competition between companies. When competition occurs, the prices of goods and services can decrease all around in order to provide for the market’s needs, which is beneficial to the consumer directly because they save money.
Overall, consumer protection and advocacy laws were created in order to ensure that all consumers have a fair shot at the products they desire or require without the threat of being overpowered or unfairly charged by businesses.

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Consumer Protection Act http://consumer.laws.com/consumer-protection/consumer-protection-act http://consumer.laws.com/consumer-protection/consumer-protection-act#comments Sat, 04 Apr 2015 14:07:57 +0000
Throughout the world each nation has taken it upon themselves to create their own form of Consumer Protection Act in order to ensure the rights of the consumers who live within their nation. This is a way in which business can be better regulated and how individuals are able to purchase the goods and services they would like legally and in a manner in which they can be fairly taken care of.
The Consumer Protection Act of 1986 was an Act passed through the Government of India in order to better regulate the sales of goods and services in order to protect the citizens and allow them better protection for their rights. Some of the responsibilities of the Consumer Protection Act of 1986 fell solely on the merchants and businesses. These were responsibilities such as ensuring the quality, quantity, availability, and price of foods and goods for the public.
For the nation, there where rights given to citizens in order to allow them to be able to make complaints and return goods if they were not quality items. This was to ensure that consumer grievances could be aired without reprimand. Before the 1986 Act, there were seldom any laws protecting consumers from unfair business practices.
In the United Kingdom the Consumer Protection Act 1987 was implemented in order to secure the rights of consumers from unfair business practices or products that were not considered made of quality materials. For instance, there were laws passed against the false advertisement of prices of goods or of the quality of goods in order to sell them. Instead, laws and regulations were implemented to ensure quality goods and to protect individuals from these unfair business tactics.

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Consumer Protection Agency http://consumer.laws.com/consumer-protection/consumer-protection-agency http://consumer.laws.com/consumer-protection/consumer-protection-agency#comments Sat, 04 Apr 2015 14:07:56 +0000
A consumer protection agency is an office that works to protect the rights of consumers through education, understanding and legal representation, if necessary. These agencies are often private ventures that are established in order to help safeguard individuals from bigger businesses impeding the rights of individuals.
Through a consumer protection agency, a consumer can learn about their rights as a consumer. This is the portion of work which is most important to individuals because this is where an agent helps to teach consumers about the specific conditions of their rights and when their rights should be fought for.
To make information about rights more accessible to the public, a consumer protection agency might create and publish a pamphlet or tip sheets in order to inform individuals about the basic rights to which they are entitled. The more specific inquiries about rights should be directed back to an agent. The agent has a wider-breadth of knowledge than what a tip sheet can provide.
A consumer protection agency can also bring legal action against scammers and criminal bodies who have impeded the rights of individuals.  If evidence is found that a consumer has had their rights violated, a consumer protection agency can bring lawsuits against the criminal bodies.  Often these are considered civil cases. This means that there was no physical harm done to an individual and that the compensation is strictly a monetary matter.
Overall, the consumer protection agency makes sure that individuals know their rights and that companies who infringe upon the rights of individuals are punished.

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Consumer Product Safety Commission http://consumer.laws.com/consumer-protection/consumer-product-safety-commission http://consumer.laws.com/consumer-protection/consumer-product-safety-commission#comments Sat, 04 Apr 2015 14:07:56 +0000
The Consumer Product Safety Commission is an agency that looks over various products made in the United States. The reason that the Commission looks over products is to ensure that they were made with strong and safe materials. Furthermore, these products are also tested in order to see how they will react with other materials. If they are considered hazardous, the products are suggested not for sale.
The Consumer Product Safety Commission works on examining a number of different items that are created. From the most basic items like a cigarette lighter, to cleaning fluid, baby toys, and even power tools, each of these items is inspected in order to see if they are hazardous and what could make them safer. Once the inspection is over, a list of these items is compiled in a report.
An important thing that the Consumer Product Safety Commission does is take all the information of the researchers and from the companies themselves and posts it for individuals to read. This is information about the products and if they are on recall. Being on recall means that a serious and potentially dangerous defect was found and the item has to be returned to the manufacturer.

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3 Components of the Consumer Protection Act (1987) http://consumer.laws.com/consumer-protection-act-1987 http://consumer.laws.com/consumer-protection-act-1987#comments Sat, 04 Apr 2015 14:07:53 +0000 What is the Consumer Protection Act (1987)?

The Consumer Protection Act (1987) was a piece of English legislation that was passed in its titular year of 1987 by the Parliament of the United Kingdom; the Consumer Protection Act (1987) not only provided an adjustment to the preexisting statutory legislation with regard to consumer protection, consumer rights, and consumer law, but also mandated legal statutes and stipulation required of all vendors, suppliers, and manufacturers operating within the United Kingdom’s Commercial Marketplace.

Consumer Protection Act (1987) vs. The Consumer Credit Act (1974)

Prior to the passing of the Consumer Protection Act (1987), the Consumer Protection Act of 1974 was considered to be the foremost piece of legislation with regard to the provision and advocacy of consumer’s rights; however, the Consumer Credit Act of 1974 was considered may many to lack inherent protective measures granted to consumers outside of finance and credit – this act primarily focused on the establishment of terms, regulation, and procedures with regard to credit and financial lending.
Upon its passing, the Consumer Protection Act (1987) outlined a vast array of regulations, legality, and stipulations with regard to the legal and lawful administration of commercial activity.

Components of the Consumer Protection Act (1987)


The Consumer Protection Act (1987) is comprised of 3 primary sections, which are responsible for the citation of individual commercial processes and procedures; each of the 3 sections of this Act addresses specific undertakings involving the interactions between consumers and suppliers.

The Name of Involved Parties


The Consumer Protection Act (1987) names 2 primary parties undertaking commercial activity within the commercial marketplace within the United Kingdom – the consumer and the supplier. With regard to the statutes expressed with the Consumer Protection Act (1987), a consumer is identified as an individual who engages in the purchase of products and services for private usage in lieu of commercial use; a supplier is identified as the party who provides products and services for consumer purchase.

Section 1 of the Consumer Protection Act (1987)


Section 1 of the Consumer Protection Act (1987) addresses the regulation and administration latent within the instrument of product liability, which is a legal instrument providing for both the financial protection, as well as the safety of consumers. Product liability provides an agreement that products or services will operate and function in the fashion advertised contingent on proper usage.

Section 2 of the Consumer Protection Act (1987)


Section 2 of the Consumer Protection Act (1987) addresses the safety and structural integrity inherent within products and services available within the commercial marketplace. This process serves to both ensure and enforce the viability and integrity of a product or service available for purchase, with regard to the operation, safety, and life span of a product or service.

Section 3 of the Consumer Protection Act (1987)


Section 3 of the Consumer Protection Act (1987) addresses Consumer-based crime, which typically involves the purposeful and intentional misrepresentation of a product or service on the part of a commercial vendor with the expressed intention of deceiving a consumer.


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Consumer Protection Act In Depth http://consumer.laws.com/consumer-protection-act http://consumer.laws.com/consumer-protection-act#comments Sat, 04 Apr 2015 14:07:53 +0000 What is a Consumer Protection Act?

A Consumer Protection Act is piece of legislation that is passed with regard to the provision and administration of protecting the rights of consumers within a country or nation. Within the spectrum of both commercial law and consumer law, there exist a variety of roles which are undertaken by participatory individuals and groups operating within the scope of the commercial marketplace.
A Consumer Protection Act ensures that the rights of all involved parties are protected with regard to both the regulation of activity undertaken, in addition to ensuring that ethical and legal practices are employed.

Consumer Protection Acts and the Commercial Marketplace

Within the commercial marketplace, there exist 2 primary identifiers that are allocated to individuals and entities participatory in commercial exchange; within the scope of this activity, the roles, legislation, statutes, and requirements differ with regard to both – these roles are identified as consumers and suppliers. The notion of a Consumer Protection Act differs both in the country in which it is passed, in addition to the individual or entity for which it provides protection and regulation:

Consumers


Consumers are identified as individuals or entities who willingly participate within the commercial marketplace upon engaging in purchase and financial transaction with regard to products and services available for commercial purchase. On an international level, the passing of a respective Consumer Protection Act serves as a regulatory measure enacted in order to protect the rights of consumers.

Suppliers


Suppliers – or vendors – are named as the individuals or entities within the commercial marketplace that provide products or services made available for consumer purchase. Although there exist a wide variety of statutory legislation with regard to acceptable practices with regard to suppliers, requirements including the provision of fair pricing, the illegality of commercial monopolization, and the abstinence from fraudulent advertising and product description are typical.

Consumer Protection Acts Around the Globe


The following Consumer Protection Acts have been passed and are currently enacted within various international locales:

In the United Kingdom, the Consumer Protection Act (1987) was passed in  order to protect consumers from predatory or fraudulent commercial activity undertaken by suppliers or vendors; this Consumer Protection Act typifies and authorizes fair and ethical practices required by suppliers with regard to fair advertising, product liability, and ethical pricing structures – violations of this Consumer Protection Act may be regarded as either as a tort or criminal activity

In the United States, the Federal Trade Commission (FTC) is the governmental branch responsible for the administration and regulation of commercial affairs and the protection of consumer rights; the Federal Trade Commission has been responsible for the administration of Consumer Protection Acts including the Magnuson-Moss Warranty Act – this act clearly delineates the expectations, requirements, and legal responsibilities of suppliers

In India, the judicial system includes a legal venue called the Consumer Court; this court was implemented in order to solely hear, review, and try cases in which there exist disputes involving the violation of consumer rights


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Read This: Your Consumer Protection Agency Guide http://consumer.laws.com/consumer-protection-agency http://consumer.laws.com/consumer-protection-agency#comments Sat, 04 Apr 2015 14:07:53 +0000 What is a Consumer Protection Agency?

A Consumer Protection Agency is an institution or agency responsible for the administration and provision of protective measures with regard to consumer rights; typically, a Consumer Protection Agency officiates statutory legislation with regard to statues and legality passed in order to ensure that the rights granted to consumers are upheld – furthermore, these types of Consumer Protection Agencies may also regulate the activity of vendors and suppliers within the setting of the commercial market in order to ensure that fair, ethical, and legal commercial practices are being undertaken.

What is the Nature of a Consumer Protection Agency?

A Consumer Protection Agency with regard to both its administration and structure is not uniform; while certain Consumer Protection Agencies are operated and overseen by the governing body of the country or nation in which they reside, other Consumer Protection Agencies may be operated privately.
A Consumer Protection Agency that is not sanctioned by a governing body will be unable to enforce laws and undertake punitive recourse; yet, a private Consumer Protection Agency still may provide a multitude of valuable resources and information with regard to the protection and advocacy of the general consumer populace - for example, the following Consumer Protection Agencies exist within the United States:

The Better Business Bureau (BBB) is a private Consumer Protection Agency undertaking the mediation with regard to the lines of communication between consumers and businesses; in the event that an individual has experienced a presumed  injustice within the realm of the commercial marketplace, that individual entity may report the alleged infraction to the Better Business Bureau for further investigation

The Federal Trade Commission (FTC) is a Federal institution mandated by the United States Government responsible for the maintenance, protection, and regulation of commercial activity undertaken within the commercial marketplace; this Consumer Protection Agency is authorized by the government to undertake investigative measures with regard to reported injustices and illegal commercial activity

The Responsibilities of a Consumer Protection Agency


Within the scope of responsibilities innate within the administration of an individual Consumer Protection Agency, both the structure and responsibilities may vary; however, the primary purpose will typically include measures taken in order to ensure the rights of a consumer – the following issues are amongst the most common within the scope of the commercial market:

A warranty is an expressed guarantee supplied by a supplier of a product or service that serves as insurance with regard to the performance and upkeep of a product or service purchased; the terms of warranties are analyzed by Consumer Protection Agencies in order to ensure that products are not falsely advertised and maintain structural integrity

False Advertising in the misrepresentation of the description innate within a product or service offered by a commercial supplier; although false advertising may occur on both an intentional or accidental basis, a Consumer Protection Agency may cite a supplier for engaging in this crime

Product Liability inherent within a product or service ensures the prevention of both financial loss and harm to personal wellbeing upon the engagement of the intended use of that product or service


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What You Need to Know Regarding Consumer Fraud http://consumer.laws.com/consumer-protection/consumer-fraud http://consumer.laws.com/consumer-protection/consumer-fraud#comments Sat, 04 Apr 2015 14:07:52 +0000
Consumer fraud involves the situation in which a customer will purchase a product that is defective or does not function as intended. Consumer fraud can also occur if an individual enters into an agreement under false or misleading premises.
In the United States, consumer fraud can occur in various circumstances, though the internet has become predominantly known for having issues with consumer fraud. Other instances include loan and credit card fraud, as well as certain shopping through catalog operations.
Because consumer fraud can occur on different fronts, it is important for consumers to be aware of all purchases they make, particularly those done through the internet, and be completely aware of all agreements they enter into. If a particular transaction or negotiation seems suspect, it may be a good idea to consult with the Better Business Bureau in order to check whether or not a particular business or operation has been involved in any previous consumer fraud investigations or situations. 


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Consumer Protections Act http://consumer.laws.com/consumer-protection/consumer-protections http://consumer.laws.com/consumer-protection/consumer-protections#comments Sat, 04 Apr 2015 14:07:52 +0000
The Consumer Protection Act is the broad set of laws that incorporate consumer protection in the United States. The Consumer Protection Act was designed to ensure fair trade competition and the exchange of truthful information in the consumer marketplace.
The laws associated with consumer protection are designed to prevent businesses and organization from engaging in fraudulent and unfair practices that specifically aim to gain an unfair advantage over competitors in the marketplace. 
In essence, the Consumer Protection Act awarded power to the consumers from being taken advantage of by powerful businesses that employed unjust practices to gain a competitive edge and an increased profit margin. Consumer protection laws are a form of government regulation that aims to protect the interest of consumers.
A consumer is defined as any individual who acquires goods or services for ownership as opposed to resale. The Consumer Protection Act is a group of laws that awards consumers a fair delivery of accurate information and pricing for goods which they purchase. 

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